Kroger Pay at the Pump

Giving Users control, reducing drop-offs, and driving digital adoption

Kroger Pay at the Pump


Role: Product Designer
Employer: Kroger
Platforms: Mobile
Areas: Research & Design


🚩 The Problem

Kroger Pay only allowed preset amounts or a full tank; no way to enter a custom dollar amount.

This frustrated budget-conscious users, especially gift card holders, and led to abandoned transactions.


πŸ” What Was at Stake

  • User Pain: No way to enter exact amounts (e.g. $7.43)

  • Drop-offs: Users canceled at checkout

  • Missed Revenue: Lower Kroger Pay usage & incomplete purchases

  • Competitive Gap: Other fuel providers allowed custom entry


βœ… The Solution

We added a Custom Amount option, letting users type in any amount directly.

This flowed naturally with the existing UI and required no onboarding.


Design highlights
:

βœ” Real-time validation

βœ” Easy to find above presets

βœ” Seamlessly integrated into current flow


✏️ Let’s Sketch

Kroger Pay At The Pump Sketch

Custom Amount Sketch


πŸ’» Final Design

Kroger Pay At The Pump (Entry Point)

 

Custom Amount Feather


πŸ’₯ Results

πŸ“ˆ +10% increase in completed transactions

πŸ’³ Higher Kroger Pay usage

πŸ“‰ Fewer complaints around payment flexibility


πŸ’¬ Why It Worked

β€œThe moment I saw the custom entry, I knew exactly what to do.” - Cynthia (Avid Kroger Pay User)

β€œI feel more in control of my money now.” - John (A Regular Fuel Shopper)


πŸ” Takeaways

  • Solved a real UX pain point with a lightweight solution

  • Boosted key metrics with no user learning curve

  • Balanced business and customer goals seamlessly

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